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What Keeps You Up At Night?

Many say financial security and independence for their family and their business remain their biggest concern. In today's complex financial world, you need a dedicated team of professionals who understands all that you and your organization and family hope to accomplish. Someone who will help you secure each goal. Someone who listens to your needs. Most importantly, someone who helps you stay on course through both the short and long term.

Browse our Learning Center for the latest information. Try our Tools and Calculators to find out about your retirement planning and college funding needs. Access your policy and account value information in just a click. Most importantly -get started on a plan to achieve your goals today - contact us for a complimentary, no obligation initial consultation.

We have representatives in this office licensed and registered to offer products and services in [CT, FL, GA, NJ, NY]. Licenses and registrations will vary by representative and some representatives may be licensed and registered in additional states. Please contact this office for further information.

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Learning Center

Articles

Educate yourself on a variety of financial topics.
Calculators

A host of financial tools to assist you.
Newsletters

Timely Newsletters to help you stay current.
E-Seminars

Animated presentations to help you learn and decide.
Glossary

Financial terms from A to Z.

Calculators

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Lifetime Earnings

This calculator is designed to help you attach a dollar figure to your life’s work.

More Calculators →

Newsletters

Using a Variable Annuity for Guaranteed Income

One recommendation from the White House Task Force on Middle Class Working Families was for retirees to consider purchasing annuities to help provide a stable income. Investors who want their retirement portfolios to go the distance might want to learn more about variable annuities.

HOT TOPIC: Current Economic Conditions and the Prospect for Inflation

Inflation jumped up to 3.2% in April. That’s still below the 50-year average but it may be little consolation for anyone who has been to a gas station or a grocery store recently.

Deciding When to Begin

Waiting until full retirement age (or up to age 70) to claim Social Security may result in significantly higher monthly benefits. At age 62, the earliest age to claim Social Security, the amount received could be only 70% of the benefit received at "full retirement age" (which ranges from age 65 to 67 depending on year of birth).

Tax Law Keeps S Corporations Attractive

S corporations are more common than C corporations and partnerships, perhaps because they are not subject to the corporate tax. Instead, profits and losses flow directly to shareholders, who are currently taxed at lower individual income tax rates. Read why reorganizing as an S corporation may be a smart move.

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Market Watch

May 20, 2012 @ 10:30 AM

Dow Jones Industrials	12,369.38	- 73.11
Nasdaq Composite	2,778.79	- 34.90
S&P 500	1,295.22	- 9.64
MetLife	30.21	- 0.64

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